Printable Budget Templates for Newlyweds.

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Budgeting for Newlyweds. 

Getting married is a very exciting time in your life and your relationship with your spouse. You’ll spend months, maybe even years, planning your wedding and then the real marriage fun begins!

Along with the wedding planning comes real life planning and one of the biggest decisions you’ll have to make with your spouse is around your finances. Will you combine bank accounts? What will your new budget be? What big purchases will you start saving for?

While talking about money can seem intimidating, making financial decisions about your future doesn’t have to be scary. In fact, it can even be fun!

Have the money talk early and often so you and your spouse stay on the same page. You can start the conversation with these printables that delve into your spouse’s financial past (such as what is your credit score?), lifestyle choices (such as what’s an ideal emergency fund amount), and future plans (what do you want retirement to look like?) You can find more budgeting for newlyweds questions here.

In addition, you can also use these printables to budget out your month and year and decide what big purchases you will save for together.

The way you and your spouse decide to combine finances will be uniquely yours. There’s no one size fits all approach. As long as you have open lines of communication you will get through the loads of paperwork and research together. Remember that compromise is key!

 

Take this time to learn more about your spouses relationship with money and turn it into a bonding experience! You can set financial goals together like building your credit, budget your first year of marriage, and decide what life plans are most important to set money aside for with these printable budget templates that will help you and your spouse start thinking about finances as a team.

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By Jeff Smith

He is the Vice President of SEO at Self Lender, an organisation that helps thousands of people begin their financial journey with a credit builder account. He also serves as Editor of the Self Lender blog. Jeff has more than 14 years of experience in marketing and product-management teams in high-growth companies, and was previously a newspaper editor.

Featured Image: Photo by Heiner from Pexels

 

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